Downtown Convenience

Downtown locations (San Francisco or other cities) offer walking-distance access to a host of services. From my building at Bush and Montgomery, I can walk in just a few minutes to a branch of any bank, to UPS, USPS, or Fedex/Kinkos, to Staples, shoe repair, dry cleaners, restaurants, bars, gyms, transit, etc. This is not a small thing in terms of saving time and quality of life.